Achieving full financial inclusion at the intersection of social benefit and economic sustainability is at the heart of Financial Inclusion & Payment Systems.
Affordable financial services have become an increasing priority and possibility worldwide. As we enter the second decade of the century, the required condition for meeting this objective seems approachable. Financial inclusion aims at benefiting the world’s poor, the vast majority of whom do not use formal financial services of the sort provided by banks, insurers, or microfinance institutions (MFIs). Over the past 30 years, MFIs have demonstrated not only that the working poor want and need formal financial services but also that they can afford them. Consequently, MFIs and other commercial organizations have been expanding these services at an accelerating pace, and recent developments suggest that full financial inclusion is within reach.
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